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Your free benefit from Garner covers up to {{$XXX}} for individuals and
{{$YYY}} for families per year.
How to get started
Step 1
Find a quality doctor.
After activating your free account, sign in through the website or mobile app. Search doctors by tapping on “Find a doctor.” Type a symptom, condition, procedure, or specialty. Garner will provide a list of high-quality doctor recommendations in your network.
You can also contact a Garner Concierge to see if your existing doctor is covered.
Step 2
See a Garner-recommended doctor.
When you see a doctor that is recommended or approved by Garner, your out-of-pocket expenses will be reimbursed up to the amount stated in the reimbursement section below.
That’s it! Your check is on the way.
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Step 3
Welcome to Garner
Garner is a free innovative employee benefit that helps you find the highest-quality doctors in your network and helps cover your medical bills when you see them. This benefit has been paid for by your employer, and there is no cost to you.
After activating your Garner account, you can start saving thousands of dollars a year on your out-of-pocket medical expenses and get the highest-quality medical care. Your spouse/partner and children who are enrolled in your health plan can also enjoy this benefit.
How Garner works
Garner independently analyzes historical medical data for doctors in your area and recommends the highest-quality ones who:
• Have the best patient outcomes
• Practice medicine based on the latest research
• Have excellent patient reviews
You can use Garner to find a primary care doctor, a specialist, or a location like an MRI facility or urgent care center in your network with availability to see you.
How to find a provider?
Finding a new provider
To find a new provider, simply sign in through the website or Garner Health mobile app and search doctors by tapping “Find a doctor.” If you have a new doctor you want to see who is not listed on the website or app, check with your Concierge to see if they meet Garner’s quality standards.
To receive Garner reimbursement funds, you must either have found your doctor on the Garner website or app, or contacted your Concierge to confirm that they are a Garner-approved doctor prior to your doctor visit.
Keeping your existing provider
If you have an existing provider you want to continue seeing who is not listed on the website or app, please check with your Concierge to see if they meet Garner’s quality standards.
How do reimbursements work?
Because using Garner-recommended doctors keeps you healthier, your co-pay, deductible, and coinsurance will be paid when you receive care from these doctors. Garner covers services up to the following limits:
Up to {{$XXX}} for individuals and {{$¥Ω}} for families per year.
For members on the {{ABC plan}}, Garner covers up to {{$XXX}} of your medical bills per year for individuals and {{$YYY}} for families.
For members on the {{DEF plan}}, Garner covers up to {{$XXX}} of your medical bills per year for individuals and {{$YYY}} for families.
Reimbursement amount
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Covered payments
What does Garner cover?
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HSA compliance/Garner plan deductible
If you are enrolled in a qualified high deductible plan with an HSA, you will be required to meet a deductible of $[[XXX] for an individual and $[[X2]] for a group plan before receiving reimbursement from Garner.
How to contact Garner
The Concierge team is available through the Garner Health app or website or by calling 866-761-9586 Monday-Friday from 8:00 a.m. to 8:00 p.m. ET. Se habla español.
Garner has no financial relationship with the providers it recommends. Recommendations are based solely on Garner’s independent analysis of providers’ quality, efficiency, and availability.
All of our programs function through employer-sponsored, self-insured or fully-insured health plans. Garner Health is not an insurance company.
Garner Health is a Medicare Qualified Entity.
Terms and Conditions. Privacy Policy. ©2021 by Garner Health Technology, Inc.
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